Why Lenders Reject Mortgages
85% of UK lenders now decline mortgages on properties with spray foam insulation in the loft. This isn't your fault - it's a recent industry-wide change affecting thousands of homeowners.
Concealment Risk
Foam completely covers roof timbers, making structural inspections impossible
Moisture Concerns
Can trap moisture leading to timber rot and structural damage
Valuation Impact
Properties with spray foam typically valued 10-20% lower
Major Lenders Affected:
Your Options to Fix This
Specialist Survey
Some lenders will accept a specialist PCA (Property Care Association) survey confirming no defects. This is cheaper but not accepted by all lenders.
We've Solved This 2,400+ Times
"Nationwide rejected our mortgage. Had the foam removed in 3 days, reapplied, and got approved within a week. House sale saved."
"Halifax declined us. Got removal quote same day, work done in 2 days. Back on the market with no issues."
What to Do Right Now
Get a free removal quote (we respond within 2 hours)
Ask your lender if they'll accept a PCA survey instead
Don't delay - the longer you wait, the more stressful this becomes
We can coordinate with your solicitor and estate agent
Don't Let Spray Foam Ruin Your Sale
Free quote within 2 hours. We've solved this 2,400+ times.
Most removals completed within 1 week