Free Instant Lender Check — UK's Only Verified Tool

Lender Compatibility Checker

Instantly find out if your mortgage lender accepts your spray foam type — or requires removal. Verified data from 25+ UK lenders.

Check Your Lender

Your Mortgage Lender

Foam Type in Your Property

Based on verified lending criteria. Updated March 2026.

Lender	Open-Cell	Closed-Cell	Policy
Accord Mortgages	✗ Red	✗ Red	Policy
Aldermore	~ Amber	✗ Red	Policy
BM Solutions	✗ Red	✗ Red	Policy
Bank of Scotland	✗ Red	✗ Red	Policy
Barclays	✗ Red	✗ Red	Policy
Coventry Building Society	~ Amber	✗ Red	Policy
HSBC	~ Amber	✗ Red	Policy
Halifax	✗ Red	✗ Red	Policy
Kensington Mortgages	~ Amber	✗ Red	Policy
Leeds Building Society	✗ Red	✗ Red	Policy
Lloyds Bank	✗ Red	✗ Red	Policy
Metro Bank	~ Amber	✗ Red	Policy
NatWest	✗ Red	✗ Red	Policy
Nationwide	✗ Red	✗ Red	Policy
Platform (Co-op)	✗ Red	✗ Red	Policy
Principality Building Society	~ Amber	✗ Red	Policy
RBS	✗ Red	✗ Red	Policy
Santander	~ Amber	✗ Red	Policy
Skipton Building Society	~ Amber	✗ Red	Policy
TSB	✗ Red	✗ Red	Policy
The Mortgage Works	✗ Red	✗ Red	Policy
Ulster Bank	✗ Red	✗ Red	Policy
Virgin Money	~ Amber	✗ Red	Policy
West Bromwich Building Society	✗ Red	✗ Red	Policy
Yorkshire Building Society	✗ Red	✗ Red	Policy

Policies change frequently. Always confirm with UK Spray Foam Advice before making decisions.

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